SARS pays back R10bn, but some taxpayers’ refunds are being withheld

Taxpayers should inform SARS if they have been unemployed for a full year or longer, to avoid being flagged as non-compliant.

One week left to register

Friday, 15 June, is the final day to register in order to write before the end of June. We scheduled extra exams on Saturdays to accommodate as many late comers as possible. This, […]

Super 15 Surprises

Na ek Donderdag se berig in die Moonstone Monitor weer gelees het, besef ek net weer hoekom rugby vooruitskouings en weervoorspellings so baie in gemeen het. Nes jy dink jy ken al die […]

Registration deadline for June

The last day on which one can register to write before the end of June is ten days from today, on 15 June. Those who have not yet registered is cutting it extremely […]

An Irishman in Paris

Murphy, a furniture dealer from Dublin, decided to expand the line of furniture in his store, so he decided to go to Paris to see what he could find. After arriving in Paris, […]

Protecting clients against themselves

This past weekend’s Personal Finance saw a lot of cover given to the dilemma of retirees outliving their retirement savings, particularly those making use of living annuities. Old Mutual launched a new Retirement […]

What can we learn from the RE Process thus far?

The REs became available twenty months ago. What could have been done differently? Let me start off by saying that there is no doubt in my mind about the necessity for regulatory examinations. […]

Compliance Report 2012: Shark scare for Sole Prop

A Moonstone Protector client received a notification from the FSB regarding the submission of his annual compliance report. The following sentence concerned him, and he contacted us: “In terms of the provisions of […]

Hoe weervoorspellers te werk gaan

Dit is April en die Boesmans in die Kalahari vra hulle nuwe stamhoof “Spaarwater Kruiper” of dit hierdie winter matig of koud gaan wees. Omdat hy stamhoof is in meer moderne tye, het […]

Continuous Professional Development: Part III

In the previous two articles we discussed the reasons for the introduction of CPD, and the obligations on CPD training service providers. Today we look at what could be expected from FSPs. The […]

Super 15 Showdown

Daar is een ding wat my meer pla as die Bulls se pienk truie. Waar is die meisies in die cowboy pakkies en Stetsons? Ek het nogal ’n ding oor hulle gehad. My […]

Seuntjie sukkel met wiskunde

Die nuwe juffrou hoor sy moet alles met drank vergelyk, anders verstaan die kinders in hierdie dorpie nie hoe dinge in die praktyk werk nie. Sy vra vir Jannie: “As jy 3 biere […]

Unsustainable Growth a major concern

The latest GrayIssue from Allan Gray contains some sobering thoughts on a ticking time bomb that the government appears to be ignoring in their quest to stay in power. For some time we […]

RE deadline for new entrants

There appears to be some uncertainty about exactly how the two year period of grace which applies to new entrants, should be interpreted. FAIS Circular 7 of 2012 issued last week refers to […]

What the statistics really reveal

Shortly after the FSB released Circular 7 last week, I received a skewed interpretation from an FSP which illustrated just how prone we are to read things from our own perspective, rather than […]

The long and winding road

The Super 15 series is now at that stage where one can look cautiously at the remaining matches in the knock-out stage of the game to try and predict who will end where. […]

How the human mind works

A practical example of how the human mind works Analysis of the picture can tell us a lot about how different people think. – For young men, it’s a picture of a lady […]