SARS pays back R10bn, but some taxpayers’ refunds are being withheld

Taxpayers should inform SARS if they have been unemployed for a full year or longer, to avoid being flagged as non-compliant.

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Social Security Reform Discussion Paper

A draft response document to comments received from stakeholders and members of the public on this year’s proposed taxation laws and tax administration laws amendment Bills was published on 15 October 2015 by National Treasury […]

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Industry Opportunities and Challenges

Earlier this year, Insight Discovery, a Middle East based strategic research company, in conjunction with Moonstone Information Refinery, conducted the first South African Investment Panorama survey. The purpose of the exercise was to […]

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Moonstone Protector Compliance Service

The dilemma facing financial services practices who are not obliged to appoint a compliance officer were highlighted recently by a rather frantic call from a one-person FSP after being informed by the FSB […]

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Appeal Board Decision

It is not often that a determination by the FSB Appeal Board reveals some of the sad human realities of our society. The Appellant was debarred for two years for submitting false applications. […]

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Lessons from Overseas

It is good to know that most local authorities follow developments overseas very carefully while transforming the industry, and consult widely. Three recent reports from Australia are of importance to the local industry. […]

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Nowhere to Hide

The team announcement actually came as a relief after much speculation during the week, particularly regarding the inclusion of Victor Matfield and Jannie du Plessis. 15 Willie le Roux, 14 JP Pietersen, 13 […]

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Trusts and Divorce

This article is made available with the kind permission of Miller’s Incorporated. With estate planning becoming more sophisticated, more and more trusts are being established. Simultaneously, divorces are increasing by around 8.6% per […]

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What Exam should I write?

There appears to be a major miscommunication between certain employers and their staff, judging by the volumes of questions we receive. “My employer said I must write the RE 1.” In 99% of these […]

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ASISA Standard on Effective Annual Cost

The ASISA Board approved the implementation of the ASISA Standard on Effective Annual Cost (EAC) in August 2015. The EAC comprises four separate components into which various charges are allocated. Investment Management Charge The […]

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The psychology of investing in volatile times

Market volatility is something we are all accustomed to, but recent events have made investors more jittery than usual. China’s ‘Black Monday’ wiped hundreds of billions off the world’s financial markets last month […]

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Kan Munisipaliteit jou kragtoevoer afsny?

Hierdie artikel word gepubliseer met die goedgunstige toestemming van Van der Spuy en Vennote. Die munisipaliteit het my in kennis gestel dat hulle my elektrisiteitvoorsiening gaan afsny omdat daar uitstaande betalings ten opsigte […]

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PAIA Manual Online

We recently advised readers of an extremely good offer (R199 only) to get their Promotion of Access to Information manuals in place. Unless we see yet another extension, the deadline is 31 December 2015. Even […]

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New Perspectives on RDR proposals

During the recent SAIFM conference, the FSB provided input on its views on feedback received from the industry to the 55 proposals contained in the discussion document. There was general support for the […]

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Here We Go

This weekend sees the last of the pool matches, although most of the results will be important for statistical purposes only, apart from the Australia/Wales and France/Ireland matches. From a realistic perspective, the […]

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More Unintended Consequences?

Laura du Preez wrote in Personal Finance on 12 September 2015: Providers of primary healthcare plans that may soon be disallowed say that low cost benefit medical scheme options will not cater for people using […]

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Moonstone Protector Compliance Service

The dilemma facing financial services practices who are not obliged to appoint a compliance officer were highlighted recently by a rather frantic call from a one-person FSP after being informed by the FSB […]

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