SARS pays back R10bn, but some taxpayers’ refunds are being withheld

Taxpayers should inform SARS if they have been unemployed for a full year or longer, to avoid being flagged as non-compliant.

Financial Planning for Women – Sylvia Walker

Life is one amazing experience. Clichéd as it may sound, we are all taken on a journey that is beyond our wildest imaginations, peppered with twists and turns and many highs and lows. […]

Update on level II REs and CPD

The initial idea was for the Level II REs to focus more on product knowledge, with CPD kicking in afterwards to ensure you stay up to date with developments in your chosen fields of […]

Landmark ruling on Non-disclosure

A very important recent judgment clarifies the issue of what a client has to disclose after effecting insurance. The Mercury reports as follows: “Two years ago Pietermaritzburg High Court Judge, Piet Koen, ruled […]

Selections Selections

The Springbok team to face the World XV in Cape Town proofs very interesting: Willie le Roux (Toyota Cheetahs), JP Pietersen (Cell C Sharks), Jesse Kriel (Vodacom Bulls), Damian de Allende (DHL Stormers), […]

Life in a month

This is the first in a series of articles on savings which will be published in July. An article from Allan Gray portrays, in a very clever manner, how procrastination can severely impact […]

Download your RE Certificate

We receive numerous requests for copies of RE1 and RE 5 certificates from candidates who mislaid theirs. You can download a copy from our website provided of course, that you wrote with Moonstone […]

FSB Feedback on Debarment of Representatives II

In the previous article we discussed the importance of following due process in deciding whether a representative should be debarred. Here we share the views of Advocate Matome Thulare, Head of the Enforcement […]

FSB FAIS Newsletter 17

This very welcome FSB publication, published on 30 June 2015, contains a lot of need-to-know information. Some topics were covered in our publications before, but this is an excellent document to keep in a safe […]

FSB Feedback on Debarment of Representatives Part I

“To debar or not to debar”, that is the title of a very informative article written by Advocate Matome Thulare, Head of Enforcement at the FSB. In view of the interest articles on […]

Surprise Surprise

There are normally three kinds of surprises: the nice, the not so nice and the totally unexpected or, if you wish, the good, the bad and the ugly. The inclusion of some players […]

Legislative Changes and the REs

It stands to reason that candidates who write the regulatory exams should be tested on current legislation. In view of the fact that regulations change constantly, it is an enormous task to amend […]

Islamic Marriages and Divorce Orders

In a recent determination, the Pension Fund Adjudicator ordered an umbrella fund to reverse its decision not to pay a 50% share of a pension interest as decreed in a divorce settlement. According […]

FSB Guidance Note on Section 13(1)(c)

This guidance note comes into effect in a few days, and will have serious consequences for a number of FSPs and representatives. Alan Holton, a FAIS specialist, shares his views on the practical […]

Garden Snakes can be Dangerous

Green Tree Snakes (Dendrolaphis punctulata) can be dangerous. Yes, tree snakes or grass snakes, not brown snakes or taipans. A couple in Townsville, Australia, had a lot of potted plants. During a recent […]

Australia Life Risk Business Commission Agreement

After much debate, consensus was finally reached on how advisers on life risk business in Australia will be remunerated in future. The ifa online newsletter states: The agreed policy will consist of a […]

It can be done

We recently warned against candidates underestimating the challenge contained in writing the regulatory exams. A reader responded as follows: We recently employed a young lady whose only experience was as a secretary in […]