Advertising on Moonstone Platforms
Nowhere is the world-wide trend towards digital advertising better mirrored than in the shift in the budget of our own Naspers. People simply find digital access to information so much easier. Why type […]
Best Practice
Videos
Watch: FPI Financial Planner of the Year on key issues shaping the financial landscape
Animated video explains the two-pot retirement system
NCA Credit providers’ FICA obligations
NCR Desktop Audits
Is South Africa on track to getting off the grey list?
Looking back at this year’s FPI Professional’s Convention
Enhance your HR skills by attending our insightful webinars in November
Webinars on how to investigate misconduct and address poor performance
National Credit Act Workshop
We received many requests, in particular from people in the motor industry, for guidance on the impact of this legislation on their business. In response to this, we developed a course to assist […]
Moonstone Binder Workshops: Cape Town & Durban
The FSB’s Information Letter 3 of 2013, published on 1 July, provides further clarity on: What activities constitute binder functions Defines some activities which the FSB considers to be incidental to binder functions […]
Binder Agreement Workshops: Cape Town & Durban
Our first two workshops, held in Johannesburg and Pretoria, drew very positive comment from attendees. Two more are scheduled for Cape Town (17 September) and Durban (18 September). It appears that the folk […]
Pricing Your Services
by Johnny Grohovaz “You’re in business to render a service that is so good that people are willing to pay a profit in recognition of what you are doing for them…1 ” Providing […]
Find the cost of Freedom*
If you don’t know what it costs to deliver your service, you don’t know your business… Johnny Grohovaz Most advisory businesses are quite content, as long as the amount of commissions and fees coming […]
Square Peg in a Round Hole
Moonstone was intimately involved in developments in the industry since the publication of the FAIS Act of 2002 which became effective in 2004. We acted as recognised body for the licensing process from […]
Where are we with TCF?
All the talk, or rather, the lack of talk about TCF, has a left a lot of us in the lurch as to just where we stand with this initiative. The one bit […]
Shakespeare, FFS and Providing Value…
It is not about what you want; it’s about what the customer values. A pivotal concept in FFS is understanding what value clients see in the services you provide. Hence, knowing your client […]
Quo Vadis, Training?
The Financial Intermediaries Association (FIA) raised a number of issues in a recent article, published in FAnews. These concerns include: The introduction of a Super Regulator Measures to provide the Regulator with indemnity […]
Wealth Management Certification
Moonstone Training August Moonstone will run a three day training session in Cape Town on 27, 28 and 29 August. This module forms part of the SAQA approved “Further Education and Training Certificate […]
Managing the practice’s biggest cost: Staff
Staff costs in the advisory practice are usually the largest expense by far. Remuneration for sales, base monthly salaries, admin staff, retirement and medical fund contributions all add up. Even for the single […]
Third Party Disclosures to SARS
We came across this article in the June edition of the Logista newsletter. The 2011 Tax Administration Act indicated that SARS would be looking to third parties, such as banks, medical aids etc, […]
Fees for Service – ASISA Views
In response to our article of 25 June regarding the CoreData Research survey on Fees for Service, ASISA commented as follows: ASISA’s understanding of the pending Retail Distribution Review is that changes are […]
What TCF is NOT
When does Treating Customers Fairly (TCF) become a reality? In the original planning, January 2014 was indicated as the planned date for implementing legislative changes envisaged in the regulatory framework. If this is […]
Professionele Vrywaring en Jou Regte
Ons moes nogal kopkrap oor wat “Professional Indemnity” in Afrikaans is. Bogenoemde is volgens die regsmense en taalkundiges die korrekte term, hoewel professionele indemniteit skynbaar ook korrek is. Dit mag so wees, maar […]
Fee for Service in Australia
Due to new laws, the Australian Financial Advisory Industry is in a severe state of turmoil. Known as FOFA (Future of Financial Advice), this legislation was passed by the Australian parliament in March […]
