Holistic advice ‘the key factor’ in impact of two pots on clients

Clients whose financial habits have been moulded by sound advice over many years are unlikely to act irresponsibly now, says Fairbairn’s Guy Holwill.

How do medical schemes treat substance abuse?

Substance abuse is on the increase in South Africa and at least 15% of South Africans are said to have a substance abuse problem according to 2016 statistics. Alcohol, marijuana (dagga), cocaine, tik […]

#Budget2021 – All that is certain is that nothing is certain

It is that time of the year again, when we hold our breaths to see what the 2021 Budget speech will deliver against a backdrop of the devastating loss, sacrifice and hardship for […]

#Budget2021 – Focus on tax increases and improving tax collection capabilities

On the eve of the Budget, with a vaccine programme to fund, Carla Rossouw, tax lead at Allan Gray considers what levers government has to pull. What are the revenue drivers in SA? PIT, corporate tax […]

#Budget2021 – Focus on tax increases and improving tax collection capabilities

#Budget2021 – Will Section12J tax incentive be extended?

“Investors and role-players in the Section 12J sector will be waiting with bated breath to hear if the tax incentive receives a well-deserved extension,” according to James Rothmann of Anuva Investments. “Section 12J […]

#Budget2021 – Will Section12J tax incentive be extended?

Lockdown has positive impact on car insurance claims

The impact of the pandemic has influenced many lines of insurance, but perhaps one of the most direct consequences of lockdown in South Africa, and also globally, is evident in the car insurance […]

Research on policy & regulatory implications of tokenisation in financial markets

Absa, FirstRand, Investec, the Johannesburg Stock Exchange (JSE Limited), Nedbank, Standard Bank and Strate. have been selected among the entities that will be trialling Project Khokha 2, a proof-of-concept project which aims to […]

Rebuilding the retirement savings – Employers play huge role

Last year, at the height of the pandemic, many businesses were forced to make remuneration cuts to salaries of employees, with the first casualty often having been occupational retirement savings vehicles. This resulted […]

Rebuilding the retirement savings – Employers play huge role

SARS affords itself a 30-day advantage

“SARS has awarded itself a 30-day interest-free holiday on taxpayer money.” According to Moneyweb, the law now allows the revenue service to reduce the amount of interest it must pay a taxpayer in […]

How you can benefit from the Skills Development Levy

Do you, as an employer, understand why you are paying a Skills Development Levy (SDL)? Do you know that this gives you access to funds for training? Many business owners just see it […]

Massive increase in unsecured debt as real income shrinks across all income bands

While payment holidays and lower interest rates provided South African consumers with significant short-term relief in 2020, DebtBusters’ latest debt index shows that real incomes have shrunk by up to 20% over the […]

FSCA Guidance to insurers on Contingent Business Interruption claims

A recent media release sets out the FSCA’s current position on certain aspects of Contingent Business Interruption Insurance (CBI) cover as well as its expectations of non-life insurers and policyholders in respect of CBI […]

Raging Bull Awards not only about annual performance

Every year the Raging Bull Awards, hosted by Personal Finance, honours the leaders of the collective South African investment schemes industry. Up for grabs this year were 30 certificates for the best funds […]

Big brother is watching you

A Deloitte survey last year determined that Internet-connected offerings, such as motor telematics and home insurance linked to home sensors, cause apprehension among many customers, as they do not feel comfortable sharing data […]