The One That Got Away
An article in Psychology Today carried the same title. It starts off with the following words: “Though we are designed to learn from our mistakes, remembering them is rarely enjoyable. Especially when they […]
Clients whose financial habits have been moulded by sound advice over many years are unlikely to act irresponsibly now, says Fairbairn’s Guy Holwill.
Read moreAn article in Psychology Today carried the same title. It starts off with the following words: “Though we are designed to learn from our mistakes, remembering them is rarely enjoyable. Especially when they […]
For most of us, TCF is something hovering vaguely somewhere in the ether. With a bit of luck, and if we ignore it long enough, it will go away. Sorry to burst your […]
I received a call from a broker a few weeks ago: R: I am writing on the 28th of September, and mark my words, if I do not pass, there will be hell […]
The Financial Services Board (FSB) has today decided to extend the deadline by which persons that fall under the exemption previously granted by the FSB under Board Notice 61 of 2012 were required […]
The song, Time and the river, is an old favourite, going back to the sixties, toe manne nog manne was, en die Bokke bo. The opening lines occurred to me when I was […]
My wife was screaming at me: “Leave!! Get out of this house!” she ordered. As I was walking out the door she yelled, “I hope you die a slow and painful death!” So […]
How much justification is there for certain payments, over and above commission? Are you within the law in terms of certain levies you charge your clients? Billy Seyffert, Head of Compliance and Legal […]
The FSB’s Insurance division did a telematic broadcast yesterday, providing an update on its activities, and sharing new developments with the industry. The Agenda reads as follows: Binder Agreements: Outsourcing & Intermediary services […]
The application process has become quite a procedure, as has applying for changes to an existing licence. Moonstone has a vastly experienced team to help you overcome the hurdles and hassles normally associated […]
Whereto now, Coach? In retrospect, our first half against the Wallabies was not as good as the score would indicate. We did not play that well – it was rather that the Aussies […]
A duck walks into a pub and orders a pint of beer and a ham sandwich. The barman looks at him and says, “Hang on! You’re a duck.” “I see your eyes are […]
The judgement can be regarded as a ground-breaking ruling regarding the powers of the Ombud as an alternative resolution platform. The main point concerned the right of a respondent, against whom a complaint […]
The final date for registration for those who wish to write the level 1 RE’s before the end of September, is Monday,17 September. We added an extra day to the original schedule. The […]
On 29 August, the FSB broadcast a workshop aimed specifically at independent financial advisors. The title of the presentation is: “What’s new, and what to be aware of”. The Agenda covered the following […]
Following an application by the Executive Officer of the Financial Services Board (FSB), the South Gauteng High Court on 6 September 2012 granted a provisional order to place the life insurance business of […]
Exemptions have become an integral part of our regulated environment. A recent response by the FSB to such a request provides very useful insight into the process. There are only two grounds on […]