People’s expenses change in retirement. Shouldn’t their income too?

Conventional wisdom says that living expenses rise uniformly with inflation, so many financial plans are based simply on that. But analysing the spending patterns of retirees shows us that the data tells a different story.

Preservation should be the top priority in the messaging about two pots

Administrators are concerned there is not enough time for financial advisers and members to understand the implications of the changes.

Unpacking the changes to the retirement fund lump-sum tax tables

It’s important to understand the access you have to your retirement fund savings, as well as the calculations used, to avoid an unexpected tax bill.

Latest repo rate hike improves SA’s attractiveness for investors

Domestic interest rates are one of the most important drivers of foreign capital flows into the country.

Two-pot retirement system: what are the four key issues still to be resolved?

There is still considerable uncertainty regarding what must to be implemented by the retirement industry.

FSCA to allow regulation 28 unit trusts to invest in hedge funds

This is one of three changes the Authority is proposing to make to Board Notice 90.

Glacier by Sanlam on track to becoming SA’s largest LISP

Its asset base is expected to grow even further after the integration of Absa’s LISP business.

How is grey-listing likely to affect South Africa?

No surprise as the Financial Action Task Force adds SA to its list of countries under special scrutiny.

How Sars has changed tax for annuitants

A change introduced by the South African Revenue Service (Sars) came into effect on 1 March 2022, requiring annuity providers, including Allan Gray, to withhold a fixed tax rate higher than the rate […]

Ninety One displaces OMIG as SA’s biggest asset manager

Ninety One displaced Old Mutual Investment Group (OMIG) as South Africa’s biggest asset manager last year, with total assets under management (AUM) of R690.6 billion on behalf of South African clients at 30 […]

Should asset managers own Bitcoin on behalf of clients?

Holding Bitcoin is akin to gambling, and private investors should only risk capital in cryptocurrencies that they are theoretically happy to lose, Allan Gray fund manager Thalia Petousis told the asset manager’s recent […]

Allan Gray answers the 5 key questions financial advisers and clients are asking

In Allan Gray’s latest Quarterly Commentary, Tamryn Lamb, Allan Gray’s head of retail distribution, distilled some of the points discussed at the asset manager’s 2021 Investment Summit to answer the five key questions […]

Is your succession plan in place and up to date?

Rarely does life or business play out as intended. This is not only true for your client base and their life story, but also for you as financial adviser. According to Allan Gray […]

Is your succession plan in place and up to date?

Rarely does life or business play out as intended. This is not only true for your client base and their life story, but also for you as financial adviser. According to Allan Gray […]

Allan Gray Investment Summit – Why should SA investors fall out of love with Equities

South Africa’s equity market capitalisation equates to more than 200% of the country’s gross domestic product (GDP), the highest proportion in the world and a level that is simply not sustainable. This is […]

Should we question the wisdom of investing in South African equities?

– Allan Gray investigates Investors with exposure to equities in 2018 may have been subjected to a disappointing performance. As a result they may or might be considering the safe haven of cash, […]